What is a “Claim?”

“Claim” in Personal Injury Law

In personal injury law, the injured individual makes a “claim” for damages with the insurance carrier who sold liability coverage(s) to the at-fault parties.  If the at-fault party did not have insurance, or had insufficient coverage limits, the injured individual can make a “claim” for damages with their own insurance company.  Making a “claim”does not automatically mean you’ll get a recovery or settlement.  The insurance company will assign each “claim” its own claim number for ease of reference.  The injured person should reference that claim number in communications with the insurance company.  Making a “claim” should trigger the insurance company to make a good faith effort to investigate the validity of the “claim”.

Other common personal injury law terms:

“Demand Letter”

“Negotiation”

“Mediation”

“Arbitration”

Complaint / Petition & Answer

FOR MORE INFORMATION & TO SEE THE LAWYERS AT MCDUFFEY & MEDCALF CAN HELP YOU WITH YOUR PERSONAL INJURY CASE:

CALL 573-302-7211 TO SCHEDULE A FREE CONSULT

EMAIL:  br**@mc*********.com

OR SUBMIT YOUR INFORMATION HERE FOR A FREE CASE EVALUATION. 

For More information on Personal Injury Law:

How do I know if I have a personal injury case?

What should I do if I am in a car accident?

What is Personal Injury Law?

This article is NOT intended to substitute for consultation with a lawyer, nor should you rely upon this article in place of a lawyer.  In most cases, consultations with a lawyer are free.  We strongly advise you discuss the facts of your case with any attorney.  The choice of an attorney is an important decision, and should not be based on this article alone.  Other lawyers might disagree with any opinions offered herein.