What to Do If You’re Hurt at Work in Missouri

Workplace injuries can happen when you least expect them—whether it’s a sudden accident or a condition that develops over time. Knowing the right steps to take immediately after an injury is key to protecting your health, your livelihood, and your legal rights.

1. Report the Injury Immediately

Notify your supervisor or employer as soon as possible after the incident. Don’t delay—even if the injury seems minor at first. Early reporting helps protect your right to benefits and ensures proper documentation from the start.

2. Seek Medical Attention

Under Missouri law, your employer or their workers’ compensation insurance carrier has the right to select the treating physician. You may choose to see your own doctor, but if that visit isn’t pre-authorized, you could be responsible for any associated costs.

3. Keep Thorough Documentation

Strong documentation is the backbone of a successful workers’ compensation claim. Keep detailed records of:

• Medical visits and treatment plans

• Work restrictions or limitations

• Communication with your employer or the insurance company

4. File a Workers’ Compensation Claim

Reporting your injury to your employer is the first step, but you should also ensure a workers’ compensation claim is officially filed. This opens the door to the benefits you may be entitled to under Missouri law.

5. Know Your Rights and Benefits

Workers’ compensation in Missouri is a state-mandated insurance program that provides:

• Coverage for medical expenses related to your injury

• Lost wage benefits while you’re unable to work

• Compensation for permanent impairments to injured body parts

• Death benefits for dependents if a worker dies in the course and scope of employment

Protect Your Rights After a Workplace Injury

Getting hurt at work can feel overwhelming, but you don’t have to navigate the process alone. At McDuffey & Medcalf LLC, we’re here to make sure you understand your rights, avoid costly mistakes, and get the full benefits you deserve.

If you’ve been injured on the job in Missouri, contact us today for a free consultation.