Workers’ compensation is a system that provides financial support to employees who are injured or become ill due to their job. In Missouri, employers must provide workers’ compensation insurance to their employees. However, filing a claim and receiving benefits can be confusing and overwhelming. This blog post will provide an overview of Missouri’s workers’ compensation laws and explain what you need to know if you are injured on the job.
If you are injured on the job, you are entitled to receive workers’ compensation benefits. This includes injuries that occur as a result of a one-time accident, as well as injuries that develop over time due to repeated exposure to certain conditions. To receive benefits, you must report the injury to your employer within 30 days of the accident.
Once you have reported your injury, your employer will provide you with a list of medical providers you can see for treatment. Your employer must pay for all necessary medical treatment related to your injury. This includes doctor’s visits, hospital stays, prescription medication, and other medical expenses.
Temporary Total Disability Benefits
If your injury prevents you from returning to work, you may be eligible for temporary total disability benefits. These benefits provide you with a portion of your regular salary while you cannot work. The benefits you receive are based on your average weekly wage and the number of weeks you cannot work.
Permanent Partial Disability Benefits
If your injury results in a permanent impairment, you may be eligible for permanent partial disability benefits. These benefits provide you with a lump sum payment to compensate you for losing your ability to perform specific tasks. The benefits you receive are based on the severity of your impairment and the percentage of your body that is affected.
Permanent Total Disability Benefits
If your injury results in a permanent total disability, you may be eligible for permanent total disability benefits. These benefits provide you with a weekly payment for the rest of your life. The amount of benefits you receive is based on your average weekly wage.
Navigating the workers’ compensation system can be challenging, but it is important to understand your rights and the benefits available to you if you are injured on the job. If you have been injured at work, it is important to seek legal representation to help you navigate the process and ensure that you receive the benefits you are entitled to.
Call the Attorneys at McDuffey & Medcalf, LLC
If you have been injured on the job, the experienced attorneys at McDuffey & Medcalf, LLC can help you navigate the workers’ compensation system and fight for the benefits you deserve. Contact us today to schedule a free consultation.