What to Do If You’re Hurt at Work in Missouri
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What to Do If You’re Hurt at Work in Missouri

Missouri Workers' Compensation

What to Do If You’re Hurt at Work in Missouri

Workplace injuries can happen when you least expect them—whether it’s a sudden accident or a condition that develops over time. Knowing the right steps to

Brad Medcalf2025-09-30T10:01:53-05:00September 30th, 2025|Missouri Workers' Compensation|

Q: Is the money recovered from a UIM claim taxable?
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Q: Is the money recovered from a UIM claim taxable?

Car Accident Injury Information

Q: Is the money recovered from a UIM claim taxable?

A: No. Just like the liability payment you receive from the at-fault party’s insurance is tax-free, any recovery from your own UIM coverage is also tax-free.

For more information on

Brad Medcalf2025-09-18T16:15:04-05:00September 18th, 2025|Car Accident Injury Information|

Q: What types of damages can UIM coverage help pay for?
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Q: What types of damages can UIM coverage help pay for?

Car Accident Injury Information

Q: What types of damages can UIM coverage help pay for?

A: Because so many Missouri drivers carry only the minimum required liability coverage, UIM coverage is crucial for helping to cover expenses that exceed the at-fault party’s policy.

Brad Medcalf2025-09-09T12:46:03-05:00September 10th, 2025|Car Accident Injury Information|

Q: Is UIM coverage expensive?
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Q: Is UIM coverage expensive?

Car Accident Injury Information

Q: Is UIM coverage expensive?

A: Most of the time, the cost to add significant UIM coverage to an existing auto insurance policy is very little per month. The peace of mind and financial protection it provides in the

Brad Medcalf2025-09-09T12:19:32-05:00September 9th, 2025|Car Accident Injury Information|

Q: Will making a UIM claim affect my insurance rates?
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Q: Will making a UIM claim affect my insurance rates?

Car Accident Injury Information

Q: Will making a UIM claim affect my insurance rates?

A: NO. If you were not at fault for the accident, making a UIM claim will NOT cause your insurance rates or premiums to increase or result in other

Brad Medcalf2025-09-09T12:29:15-05:00August 27th, 2025|Car Accident Injury Information|

Q: How does UIM coverage work?
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Q: How does UIM coverage work?

Car Accident Injury Information

Q: How does UIM coverage work?

A: UIM coverage bridges the gap between your total damages and the at-fault driver’s limited policy. For example, if you have $1 million in UIM coverage and are injured by a driver with

Brad Medcalf2025-09-09T12:29:32-05:00August 26th, 2025|Car Accident Injury Information|

Q: What is the difference between Uninsured (UM) and Underinsured (UIM) coverage?
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Q: What is the difference between Uninsured (UM) and Underinsured (UIM) coverage?

Car Accident Injury Information

Q: What is the difference between Uninsured (UM) and Underinsured (UIM) coverage?

A: While they sound similar, they are different. In Missouri, policies described as “full coverage” are required to include Uninsured Motorist (UM) Coverage, which protects you if

Brad Medcalf2025-09-09T12:30:23-05:00August 24th, 2025|Car Accident Injury Information|

Does full coverage auto insurance in Missouri include UIM?
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Does full coverage auto insurance in Missouri include UIM?

Car Accident Injury Information

Does full coverage auto insurance in Missouri include UIM?

Q: Does full coverage auto insurance in Missouri include UIM?

A: You might be wondering, Does full coverage auto insurance in Missouri include UIM? You should beware, that as Missouri driver, it does not. Just because you have “full-coverage”

Brad Medcalf2025-09-09T12:34:32-05:00August 22nd, 2025|Car Accident Injury Information|

Q: What is Underinsured Motorist (UIM) Coverage, and why should all Missouri drivers have it?
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Q: What is Underinsured Motorist (UIM) Coverage, and why should all Missouri drivers have it?

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Q: What is Underinsured Motorist (UIM) Coverage, and why should all Missouri drivers have it?

A: Underinsured Motorist (UIM) Coverage is an optional type of car insurance you purchase to protect yourself and your family. It applies when you

Brad Medcalf2025-09-09T12:34:51-05:00August 20th, 2025|Uncategorized|

Q: Can I see my own doctor for a work injury in Missouri?
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Q: Can I see my own doctor for a work injury in Missouri?

Missouri Workers' Compensation

Q: Can I see my own doctor for a work injury in Missouri?

A: In Missouri, your employer or their insurance company chooses your treating physician. You can see your own doctor, but unless it’s pre-authorized, you’ll likely be

Brad Medcalf2025-08-15T23:30:51-05:00August 15th, 2025|Missouri Workers' Compensation|