Q: What types of damages can UIM coverage help pay for?

Q: What types of damages can UIM coverage help pay for?

A: Because so many Missouri drivers carry only the minimum required liability coverage, UIM coverage is crucial for helping to cover expenses that exceed the at-fault party’s policy.

2025-09-09T12:46:03-05:00September 10th, 2025|Car Accident Injury Information|
Read More

Q: Will making a UIM claim affect my insurance rates?

Q: Will making a UIM claim affect my insurance rates?

A: NO. If you were not at fault for the accident, making a UIM claim will NOT cause your insurance rates or premiums to increase or result in other

2025-09-09T12:29:15-05:00August 27th, 2025|Car Accident Injury Information|
Read More

Q: What is the difference between Uninsured (UM) and Underinsured (UIM) coverage?

Q: What is the difference between Uninsured (UM) and Underinsured (UIM) coverage?

A: While they sound similar, they are different. In Missouri, policies described as “full coverage” are required to include Uninsured Motorist (UM) Coverage, which protects you if

2025-09-09T12:30:23-05:00August 24th, 2025|Car Accident Injury Information|
Read More

Does full coverage auto insurance in Missouri include UIM?

Q:  Does full coverage auto insurance in Missouri include UIM?

A: You might be wondering, Does full coverage auto insurance in Missouri include UIM? You should beware, that as Missouri driver, it does not.  Just because you have “full-coverage”

2025-09-09T12:34:32-05:00August 22nd, 2025|Car Accident Injury Information|
Read More

Q: What is Underinsured Motorist (UIM) Coverage, and why should all Missouri drivers have it?

Q: What is Underinsured Motorist (UIM) Coverage, and why should all Missouri drivers have it?

A: Underinsured Motorist (UIM) Coverage is an optional type of car insurance you purchase to protect yourself and your family. It applies when you

2025-09-09T12:34:51-05:00August 20th, 2025|Uncategorized|
Read More

Q: Can I see my own doctor for a work injury in Missouri?

Q: Can I see my own doctor for a work injury in Missouri?

A: In Missouri, your employer or their insurance company chooses your treating physician. You can see your own doctor, but unless it’s pre-authorized, you’ll likely be

2025-08-15T23:30:51-05:00August 15th, 2025|Missouri Workers' Compensation|
Read More

Q: What types of injuries are covered by workers’ compensation?

Q: What types of injuries are covered by workers’ compensation?

A: In Missouri, workers’ compensation typically covers any injury that occurs within the course and scope of employment. This

2025-08-09T10:22:57-05:00August 14th, 2025|Missouri Workers' Compensation|
Read More

OFFICE LOCATIONS

Missouri Personal Injury Lawyers Missouri Workers’ Compensation Lawyers Missouri Auto Accident Lawyers Lebanon Workers’ Compensation Lawyers Waynesville Workers’ Compensation Lawyers St. Robert Workers’ Compensation Lawyers Rolla Workers’ Compensation Lawyers Jefferson City Workers’ Compensation Lawyers Columbia Workers’ Compensation Lawyers Osage Beach Workers’ Compensation Lawyers Lake of the Ozarks Workers’ Compensation Lawyers Osage Beach Auto Accident Lawyers Lake of the Ozarks Auto Accident Lawyers Lebanon Auto Accident Lawyers Waynesville Auto Accident Lawyers St. Robert Auto Accident Lawyers Rolla Auto Accident Lawyers Jefferson City Auto Accident Lawyers Columbia Auto Accident Lawyers

OSAGE BEACH
5754 Parkside Village Ln, Osage Beach, MO 65065
Ph. (573) 302-7211
Fax. (573) 302-7215

LEBANON
519 S Jefferson Ave Suite A, Lebanon, MO 65536
Ph. (417) 322-6418
Fax. (573) 302-7215
By Appointment Only

JEFFERSON CITY
999 Diamond Ridge #102, Jefferson City, MO 65109
Ph. (573) 821-4252
Fax. (573) 302-7215
By Appointment Only

*** The cases referenced on our website are examples only and should not be viewed as an assurance of a particular result. This firm’s prior results should not create an expectation that similar results will be reached in the future because of the facts, circumstances and legal merits of every case are different.

This website is for informational purposes only and does not create an attorney client relationship. The choice of a lawyer is an important decision and should not be based solely upon advertisement. Clients may be responsible for court costs and expenses. Neither the Supreme Court or the Missouri Bar reviews or approves certifying organizations or specialist designations.

© Copyright © 2024 McDuffey & Medcalf, LLC – All Rights Reserved.

Go to Top