Q: What is a “breach” of duty in a MO personal injury law case?

Q: What is a “breach” of duty in a MO personal injury law case?

A: A “breach” happens when someone fails to meet their duty of care.

Think of it like breaking an unspoken agreement to act safely.

For example:
If a

2025-11-18T13:21:24-06:00November 18th, 2025|Car Accident Injury Information|

Q: What is “duty” and how does it apply to my Missouri personal injury case?

Q: What is “duty” and how does it apply to my Missouri personal injury case?

A: “Duty” refers to another person’s legal responsibility to act with reasonable care toward you.
Examples include:

  • Another driver sharing the road with you
  • A
2025-11-18T13:16:16-06:00November 17th, 2025|Car Accident Injury Information|

Q: What does “injury” mean in a personal injury case?

Q: What does “injury” mean in a personal injury case?

A: “Injury” is the starting point of any case. You might also hear the term “damages.”
Ask yourself: Were you hurt, harmed, or negatively affected in any way—physically, mentally, or

2025-10-30T10:56:20-05:00October 30th, 2025|Car Accident Injury Information|

Q: Is the money recovered from a UIM claim taxable?

Q: Is the money recovered from a UIM claim taxable?

A: No. Just like the liability payment you receive from the at-fault party’s insurance is tax-free, any recovery from your own UIM coverage is also tax-free.

For more information on

2025-09-18T16:15:04-05:00September 18th, 2025|Car Accident Injury Information|

Q: What types of damages can UIM coverage help pay for?

Q: What types of damages can UIM coverage help pay for?

A: Because so many Missouri drivers carry only the minimum required liability coverage, UIM coverage is crucial for helping to cover expenses that exceed the at-fault party’s policy.

2025-09-09T12:46:03-05:00September 10th, 2025|Car Accident Injury Information|

Q: Will making a UIM claim affect my insurance rates?

Q: Will making a UIM claim affect my insurance rates?

A: NO. If you were not at fault for the accident, making a UIM claim will NOT cause your insurance rates or premiums to increase or result in other

2025-09-09T12:29:15-05:00August 27th, 2025|Car Accident Injury Information|
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